Is Long-Term Care Right for You
Long-term care insurance offers comfort and peace of mind should you need long-term care either at home or outside of the home. In the year 2000, almost 10 million people needed some form of long-term care in the United States. Long-term care insurance can protect financial assets that may be needed for a spouse or planned inheritance. And it can give you access to better care and better facilities.
Some of the benefits of having long-term care insurance include:
- Options for 100% home health care benefits
- Opportunity for private room or additional care services at a facility outside of the home
- Additional benefits for nursing homes, assisted living facilities, and continuing care retirement communities
- Access to adult day care centers, transportation services, and home care agencies that provide services on a daily or as-needed basis